Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Rates and terms
Fees and Discounts
LendKey Student Loan Refinancing
Lowest variable rate available from this lender
Min. credit score
Minimum credit score needed to qualify
Range needed to refinance with this lender
$5,000 to $300,000
Ability to release your cosigner
After 12 months
Does refinancing make sense for you?
Compare offers from top refinancing lenders to determine your actual savings.