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STUDENT LOAN REFINANCING LENDERS

Find the best student loan refinancing lender for you with Credible. Complete one form and receive offers from multiple student loan lenders.

- Refinance up to $300k
- Broad list of eligible schools
- Discount up to 0.5%

Key Details

Lenders

Fixed:

Variable:

Lenders

Rates (APR)*

Loan Terms

5, 10, 15, and 20 year loans

3.74%+

2.21%+

- Refinance up to $150k

- $5k minimum balance
- Minimum household income of $75k

4.15%+

2.63%+

Fixed:

Variable:

5, 7, 10, 12, and 15 year loans

Fixed:

Variable:

- Auto pay (ACH) rate reduction of 0.25% available
- Minimum income of $50k
- Refinance up to $500k

5, 7, 10, 15, and 20 year loans

3.50%+

2.23%+

Fixed:

Variable:

- Auto pay (ACH) rate reduction of 0.25% available
- Minimum income of $30k
- Refinance up to $200k

15 and 20 year loans

4.74%+

3.36%+

4.75%+

3.25%+

- Refinance up to $250k
- $10k minimum balance
- $24k minimum income or   $18k with cosigner

10, 15, and 20 year loans

Fixed:

Variable:

Fixed:

Variable:

15 year loans

4.95%+

3.41%+

- Refinance up to any balance
- $10k minimum balance
- $24k minimum income

Fixed:



- Autopay discount of 0.25%
- Add cosigner for lowest rates

5, 10, and 15 year loans

3.49%+


About This Information

This information is intended for comparison purposes only. The above lender(s) may or may not be partners of Credible. Credible does not guarantee and accepts no responsibility for the accuracy of the information contained herein. Lender ratings are based on an assessment of each lender's offering across a number of dimensions. Lender information and ratings may change at any time.


Review All Terms

When making a decision on the offers provided to you by lenders, Credible strongly recommends that you carefully review the terms of each offer (which are provided by the lenders) and seek advice to ensure that you are making an informed decision based on your own financial circumstances. Accepting an offer from a lender is solely your decision and responsibility.


Our Role

Credible is not a lender or a broker and makes no representations or warranties about your eligibility for a particular loan. All credit decisions, including loan approval and the rates, terms and other costs of the loan you are offered, are the sole responsibility of the lenders and may vary based upon the lender you select. While Credible seeks to provide a wide choice of options, we remind users that there may be additional borrowing, consolidation and/or refinancing options available. We may receive transaction fees when a user selects a product from a partner lender. There is no additional cost to a user who selects a loan presented by one of our partners. Further information about revenue arrangements can be found in our Terms of Use and FAQ.



* All rates are APR and reflect lender discounts where available

Rates valid as of December 1, 2016