Earnest Student Loan Refinancing Profile

TYPES OF INTEREST RATES

Fixed and Variable

As low as 2.47%*

5 - 20 years

RATES

LOAN TERMS

Earnest makes saving money on student loans simple. When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans. A student loan refinance is a good choice for people who have seen advances in their income, career, or credit score since they were in school. Read full Earnest student loan refinancing review

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

School Eligibility: All Title IV accredited schools are eligible

High Balance Borrowers: Consolidate and refinance loans from $5,000 - $500,000

Degree Requirement: Must have a completed degree from an eligible college or university

Eligibility

Fixed Term

Variable Term

Term (Years)

Rate (APR)

Rate (APR)

Term (Years)

5 - 20 years

3.89 - 6.32%

5 - 20 years

2.47 - 5.87%

*APRs include autopay and loyalty discounts where available

Rates Valid as of September 1, 2018

Products

  • 0.25% automatic payment discount
  • No application, origination or disbursement fees
  • In-house servicing
  • Precision Pricing - custom loan terms

Key Benefits

LOAN SERVICER

LOAN NAME

Earnest

Refinance Education Loan

Additional Information

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668