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Earnest Student Loan Refinancing Profile

RATES

As low as 2.57%*

TYPES OF INTEREST RATES

5 - 20 years

Fixed and Variable

LOAN TERMS

Earnest makes saving money on student loans simple. When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans. A student loan refinance is a good choice for people who have seen advances in their income, career, or credit score since they were in school. Read full Earnest student loan refinancing review

Degree Requirement: Must have a completed degree from an eligible college or university

School Eligibility: All Title IV accredited schools are eligible

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

High Balance Borrowers: Consolidate and refinance loans from $5,000 - $500,000

Eligibility

Rates Valid as of October 9, 2017

Variable Term

3.35 - 6.39%

Term (Years)

2.57 - 6.19%

Fixed Term

5 - 20 years

Term (Years)

5 - 20 years

Rate (APR)

*APRs include autopay and loyalty discounts where available

Rate (APR)

Products

  • Precision Pricing - custom loan terms
  • No application, origination or disbursement fees
  • 0.25% automatic payment discount
  • In-house servicing

Key Benefits

Earnest

LOAN SERVICER

Refinance Education Loan

LOAN NAME

Additional Information

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668