iHelp Student Loan Lender Profile
TYPES OF INTEREST RATES
Variable rates only
As low as 3.89%*
20 year loan
iHelp offers a private student loan program through a network of community banks. Partnered with the Student Loan Finance Corporation (SLFC), and the Independent Community Bankers of America (ICBA), iHelp is committed to helping students finance their education. iHelp offers long-term variable rate loans to borrowers that need to partially fund or fully fund an undergraduate or graduate education.
Credit Check: Borrower or cosigner must have at least 2 years of positive credit history and annual income of $24,000 or greater.
Citizenship: Borrower or cosigner must be U.S. citizen or permanent resident
Undergraduate Loan Amounts: Minimum loan amount of $1,000 ($3,000 for Georgia residents) and maximum of $100,000
Limited School Eligibility: Must be enrolled at least half time in an iHELP eligible school
Graduate Loan Amounts: Minimum loan amount is $1,000 ($3,000 for Georgia residents) and maximum of $150,000
*APRs discounts and all repayment options where available
Rates valid as of February 1, 2018
3.89% - 9.32%
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