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LENDER PROFILE

LOAN TERMS

20 year loan

TYPES OF INTEREST RATES

Variable rates only

RATES

As low as 3.30%*

iHelp offers a private student loan program through a network of community banks. Partnered with the Student Loan Finance Corporation (SLFC), and the Independent Community Bankers of America (ICBA), iHelp is committed to helping students finance their education. iHelp offers long-term variable rate loans to borrowers that need to partially fund or fully fund an undergraduate or graduate education.

Eligibility

Limited School Eligibility: Must be enrolled at least half time in an iHELP eligible school

Credit Check: Borrower or cosigner must have at least 3 years of positive credit history and annual income of $18,000 or greater.

Undergraduate Loan Amounts: Minimum loan amount of $1,000 ($3,000 for Georgia residents) and maximum of $100,000

Citizenship: Borrower or cosigner must be U.S. citizen or permanent resident

Graduate Loan Amounts: Minimum loan amount is $1,000 ($3,000 for Georgia residents) and maximum of $150,000

*APRs discounts and all repayment options where available

Products

Variable Term

20

Term (Years)

Rates valid as of December 1, 2016

Rate (APR)

3.30% - 8.82%

  • Co-signer release available after 24 months of on-time payments

Benefits

  • 0.30% interest rate reduction for borrowers that qualified for the LIBOR + 7.50% interest rate after 24 months of on-time payments
  • Three repayment options available while in school:  Full deferment, interest only payments, and principal and interest payments

See how knowing a little bit more about your student loans can save you thousands on your repayment.

Learn More About Student Loans

First time applying for student loans? Learn about the application process.

Learn the best ways to find the right private student loan to help fund your education.

Learn more about the pros and cons of fixed and variable rate loans.

Student Loan Finance Corporation

Additional Information

LOAN NAME

LOAN SERVICER

iHELP Consolidation Loan

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