We want this to be a “win-win” situation. So, we only want to get paid if we bring you value in the form of finding a mortgage lender that works for you. After you review and select a lender participating on our platform, with your permission, we will transmit the information you shared with us to your lender, enabling you to complete a mortgage application with them. Upon transmission, your selected lender will compensate us for obtaining your information. Generally, our lenders pay us and incorporate the cost of our services as part of the final interest rate on your loan, or in your loan amount. You don’t pay anything to Credible if your loan does not close. This is common practice in mortgage transactions where you find your lender through a lender-review platform like ours, also known as a “lead generator.”
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Amy Fontinelle is one of Credible's go-to mortgage contributors. She has covered personal finance — including home loans and refinancing, real estate and insurance — for nearly two decades.
Reina Marszalek is Credible's senior mortgage editor and is an experienced multimedia content creator. She previously served as a managing editor at Policy Genius, where she covered the insurance and home verticals.
Mike Schmidt is Credible's senior manager of mortgage operations and is a licensed mortgage loan originator in 50 states. Mike has spent 18 years in the industry, working at various financial institutions. He has expertise in all mortgage products, including conventional, FHA, and VA loans.
How we’re different
A modern approach to mortgages
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No bias, no bait-and-switch. We show you transparent, prequalified rates so you can make an informed decision.
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We think you should be able to check rates without sharing your data or getting spammed. Crazy, we know.
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Fill out a simple form, choose a rate, then complete your mortgage online with the lender you choose.
NMLS ID 1681276