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Personal Loans

Personal loans to get you one step ahead

Rates from 7.49% - 35.99% APR1 in just 2 minutes

Checking rates won’t affect your credit score

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7,034 reviews on
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If we can't find you the best personal loan rate, we'll give you $200 (Terms Apply).Learn More.

EASY, SIMPLE, FREE

Why Credible?

Free to use, no hidden fees

Loan amounts from $600 to $200,000

Prequalified rates in 2 minutes

Check rates from multiple lenders

Our process

How to get a personal loan online with Credible

  • One simple form

    We’ll ask questions to narrow down your lender and rate eligibility. Receive real rates, not estimates.

  • Compare rates

    Shop from lenders like Discover, Upstart, SoFi, and more. Choose your lender, interest rates, and term.

  • Close your loan and fund your goal

    If you’re approved, you’ll just need to sign your documents — then relax as the funds make their way to you.

1

One simple form

We’ll ask questions to narrow down your lender and rate eligibility. Receive real rates, not estimates.

Since 2012, we’ve strived to be the most trustworthy personal finance marketplace.

We’ve helped over

3.4 million users

compare prequalified rates

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Excellent customer service

I was apprehensive when I first started... but the customer service was excellent .. I got a good deal very quickly and they helped me .. totally recommend it

See Manpreet's review
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Great rates for consolidation

Outstanding, competitive rates. It let me shop different vendors without having to go to multiple sources and provide my info. I will be saving a ton ...

See Greg's review
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Easy process

I was able to refinance my student loan and secure a much lower rate than I had with my other servicer. The process was so easy!

See Alicia's review