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5 Best Places To Search for College Scholarships

You can start your scholarship search through online databases, your school, community organizations, and other unexpected sources.

Author
By Emily Guy Birken

Written by

Emily Guy Birken

Freelance writer

Emily Guy Birken is an authority on student loans and personal finance. Her work has been featured by MSN Money and MarketWatch.

Written by

Emily Guy Birken

Freelance writer

Emily Guy Birken is an authority on student loans and personal finance. Her work has been featured by MSN Money and MarketWatch.

Edited by Renee Fleck

Written by

Renee Fleck

Renee Fleck is a student loans editor with over six years of experience. Her work has been featured in Fast Company, Morning Brew, and Sidebar.io, among other online publications. She is fluent in Spanish and French and enjoys traveling to new places.

Written by

Renee Fleck

Renee Fleck is a student loans editor with over six years of experience. Her work has been featured in Fast Company, Morning Brew, and Sidebar.io, among other online publications. She is fluent in Spanish and French and enjoys traveling to new places.

Reviewed by Lisa Davis

Written by

Lisa Davis

Lisa Davis has been a writer and editor for more than eight years. Her work has appeared on Texas Lifestyle Magazine, RetailMeNot, and House Digest.

Written by

Lisa Davis

Lisa Davis has been a writer and editor for more than eight years. Her work has appeared on Texas Lifestyle Magazine, RetailMeNot, and House Digest.

Updated November 3, 2026

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

Featured

The best way to find scholarships is to start early and use a mix of online tools, local resources, and school support. Scholarships are available for a range of students, including those with financial need, specific career goals, or unique backgrounds. Unlike student loans, you don't have to repay scholarships, and multiple small scholarships can add up to a meaningful reduction in college costs. The key is knowing where to look.

This guide covers the best places to search, the most common award types, and tips to improve your search.

Compare private student loan rates

What to watch out for: Many federal, state, and school-specific scholarships and grants require you to submit the Free Application for Federal Student Aid (FAFSA). Apply early, since some aid is limited. Maximize your free financial aid and federal loan options before turning to private student loans.

Where to search for scholarships

If you're looking for scholarships, these tools and resources can help you find awards you're eligible for and apply more efficiently.

1. Online scholarship search engines

Scholarship search engines gather thousands of legitimate opportunities in one place, making it easier to get started. Many platforms let you create a profile and receive personalized scholarship matches based on your background, interests, and academic goals.

Some of the most popular and trusted search tools include:

Best for
Features
Cost
Creating a college and scholarship list together
Scholarship matching, college search by cost and major, and virtual tours
Requires a free account to search
No-essay, easy-entry, and major-specific awards
Filter by state, major, academic year, and demographics
Free
Browsing before creating an account
Filter by your academic stage, financial need, and college
Free with a College Board account
CareerOneStop Scholarship Finder (U.S. Department of Labor)
No profile to search or apply
Government search tool of 9,500+ scholarships, fellowships, grants, and other awards
Free (no sign-up required)
Daily match alerts and internship opportunities
Personalized list of scholarships and trade school aid based on your profile
Free with a Fastweb account
Comprehensive data and reviews to compare schools
No-essay and no- GPA awards, and personalized scholarships and sweepstakes
Free account required to apply for some scholarships
Graduate students and adult learners
Filter by school type, ethnicity, gender, field, state, and award type
Free to search, but an account is required to view scholarship details
Corporate-, foundation-, and community-sponsored scholarships
Filter by grade, location, and focus of study
Free (no sign-up required)
Applying for multiple scholarships
Profile matching, one-click applications, reusable essays, auto-reapply, application tracking
Free account sign-up to view scholarships; requires a $20 monthly subscription to apply after a free 7-day trial
Applying for multiple scholarships
Save and favorite matches, deadline alerts, filter by state and demographics
Free with account
Creative, offbeat, or video-based awards
Unique prompts, Unigo scholarships like the Zombie Apocalypse, vocational and trade scholarships, college matching
Free to search, but an account is required to apply
Creative, offbeat, or video-based awards
Unique prompts, Unigo scholarships like the Zombie Apocalypse, vocational and trade scholarships, college matching
Free to search, but an account is required to apply
School-specific awards
Filter by GPA, test scores, ethnicity, and special life situations like first-gen college student
Free to search, but an account is required to apply

2. Your high school or college

Schools are one of the best resources to find scholarships, especially local or program-specific awards. If you're in high school, talk to your guidance counselor about scholarships available in your area or through your school. If you're in college, check in regularly with your academic adviser.

“Once you've declared a major, ask the program coordinator every semester if they know about any scholarship programs you might be eligible for,” Bishop advises.

3. State and federal sources

Government programs can be a valuable source of scholarships and grants, especially if you have financial need.

  • State: Check your state's higher education agency for scholarships and grants you may qualify for. Many states offer programs for residents who attend in-state schools.
  • Federal: The federal Pell Grant is one of the largest sources of need-based aid. For the 2026-27 school year, the maximum award amount is $7,395. To qualify, you must complete the Free Application for Federal Student Aid (FAFSA) and meet income and eligibility requirements. 
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Important

Filling out the FAFSA can also qualify you for school-specific scholarships. Many colleges offer their own need-based scholarships, and the FAFSA is often required to be considered.

4. Employers and professional organizations

Many companies and industry groups offer scholarships to eligible students tied to a career path or a community. If you or a parent works for a large company, check with HR about any education benefits or scholarship programs. 

Professional groups in your field are also worth a search. For example, the National Society of Professional Engineers (NSPE) offers multiple scholarships for engineering students at various levels of study.

National scholarship programs

Some national programs offer awards worth applying for, but competition can be steep. They include:

  • The Coca-Cola Scholars Foundation awards $20,000 scholarships to 150 high-achieving high school seniors nationwide.
  • The Dell Scholars program supports students with financial need with a $20,000 scholarship, plus a laptop, textbook credits, and an emergency fund. 
  • The Hispanic Scholarship Fund awards $500 to $5,000 scholarships each year. It’s open to students of any race who identify as Hispanic.

5. Community and religious groups

Local organizations, religious institutions, and community foundations often offer smaller scholarships with fewer applicants, making them easier to win. For example, local Rotary Clubs frequently award scholarships to students who demonstrate leadership and a commitment to community service. 

Many Jewish Community Foundations (JCFs) also offer scholarships based on academic merit, financial need, or Jewish community involvement, though availability and criteria vary by region.

Ask your place of worship, community center, or local nonprofits about scholarships you may be eligible for.

Editor insight: “Scholarships aren't limited to incoming freshmen. I recommend setting time aside each year to revisit your scholarship search, since your eligibility may change as you choose a major or meet new criteria.”

— Kelly Larsen, Student Loans Editor, Credible

Types of scholarships

No matter your background, there's likely a scholarship you qualify for. Here are some of the most common types:

Merit-based

Merit-based scholarships are awarded based on achievement — whether academic, athletic, artistic, or leadership-related. These are the types of awards most people think of when they picture college scholarships. But they're not just full rides for top students or athletes. Many merit-based scholarships are smaller awards given to students who've stood out in a specific area or shown resilience in the face of challenges.

Need-based

Many scholarships and grants are awarded based on financial need. These are typically designed for students from low-income families and take into account your household income, family size, and other financial factors.

To qualify for most need-based aid, you'll need to submit the Free Application for Federal Student Aid (FAFSA). The information you provide helps schools, state agencies, and scholarship organizations determine your eligibility.

Identity-based

Some scholarships are awarded based on your background or personal identity. These might be offered to students based on race, ethnicity, gender, religion, LGBTQ+ status, or other characteristics. Many are created to support underrepresented or marginalized groups and help make college more accessible.

“There are scholarships for just about every interest and identity,” says Bishop. “Do some digging, and you might find a few hundred dollars for being from a particular town, having a rare talent, or simply existing.”

Field-specific

If you plan to study a specific subject or enter a particular career, you may qualify for scholarships tied to that field. These awards are often sponsored by professional associations, companies, or academic departments that want to support students entering the industry.

You can find scholarships for a wide range of fields, including STEM, business, nursing, education, graphic design, arboriculture, filmmaking, and culinary arts.

Unique scholarships

Not all scholarships are based on academics or financial need. Some reward creativity, hobbies, or unusual traits. If you have a niche skill or stand-out characteristic, it's worth searching for scholarships that match.

For example, the Duck Brand Stuck at Prom scholarship gives students money for designing prom outfits out of duct tape. Other unique scholarships exist for duck callers, exceptionally tall students, and even Minecraft players.

When to search for scholarships

Here’s generally when you should look into and apply for scholarships:

Grade
What to do
9th and 10th
Begin browsing scholarship websites to see what awards are available and which ones you may qualify for
11th
Fall: Look for national scholarships and make a note of their deadlines

Winter: Begin writing personal statements and essays

Spring: Request recommendation letters from mentors and teachers
12th
Fall: Submit early-deadline and rolling scholarships

Winter: Finalize and submit major scholarship applications

Spring: Check for local, school-specific, and niche awards
College
Begin browsing scholarship websites to see what awards are available and which ones you may qualify for

Scholarship search tips

These search strategies can help improve your chances of winning a scholarship:

  • Start early: Don't wait for senior year to start thinking about scholarship applications. Some deadlines are as early as junior year of high school.
  • Apply for many smaller scholarships:  Legitimate scholarships don’t charge an application fee. Some paid services aren’t automatically scams, but check the price before you sign up, and don’t pay to apply for a scholarship. Other red flags include requests for sensitive information, money-back guarantees, and pressure to act quickly. 
  • Avoid scams: Legitimate scholarships don’t charge an application fee. Some paid services aren’t automatically scams, but check the price before you sign up, and don’t pay to apply for a scholarship. Other red flags include requests for sensitive information, money-back guarantees, and pressure to act quickly. 
  • Look beyond your GPA: Your grades are important, but they're not everything. Many awards focus on community service, passion projects, or career goals.
  • Stay organized and persistent: You'll have more success if you treat applying to scholarships like a part-time job.

How to apply for scholarships

Each scholarship comes with its own requirements, but these tips can help you improve your chances of getting awarded:

  • Follow the exact scholarship instructions: Missing a document or leaving out a required detail can cost you the scholarship. “I know a student who missed out on $20,000 because they forgot to send in a form and headshot,” says Bishop.
  • Tailor your application: Many scholarships are tied to a specific theme or mission. The strongest applications clearly show how your goals or background align with what the organization values.
  • Stay organized: It's easy to lose track of deadlines, eligibility rules, and other requirements if you're applying to several scholarships, so set up an easy organization system. A spreadsheet is a good way to track scholarships, since it allows you to sort awards and include links and other important information.
  • Keep a folder of scholarship essays: “You can likely reuse parts of your essays for multiple applications,” recommends Bishop, although you'll still need to personalize each one.
  • Ask for recommendation letters: Strong recommendation letters from teachers, employers, or community leaders can help strengthen your scholarship application.

FAQ

When should I start searching for scholarships?

Open

How do I find scholarships I qualify for?

Open

Do I need to fill out the FAFSA to get scholarships?

Open

Can graduate students get scholarships?

Open

Are scholarships taxable?

Open

Meet the expert:
Emily Guy Birken

Emily Guy Birken is an authority on student loans and personal finance. Her work has been featured by MSN Money and MarketWatch.