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1. Refer a friend to refinance their student loans with Credible and get $500 each.* 

2. Plus, the top 5 referrers will share $25,000 in additional prizes!**

Offer ends March 31st, so start sharing today.

Credible is giving away $500,000!

*Terms & Conditions **Official Contest Rules

Refer a friend: get $500 each


Time left to refer

Bonuses for top 5 referrers

1st place:

2nd place:

3rd place:

4th place:

5th place:







Ready to start sharing?

Why we are giving away $500,000

We're able to do this in two ways:

In addition to the big savings we can unlock for student loan borrowers refinancing student loans, we're aiming to ease the burden of student loan debt even further by giving away $500,000.

1. We're giving $500 to reward you every time you refer a friend who refinances their student loans with Credible. We'll also give $500 to each person you refer. 

2. We're also giving away an extra $25,000 in prizes to our five biggest referrers.

Every referral gets us all one step closer to reaching our target of $500,000, so every referral counts! Imagine how that money could help reduce your student debt?

Michael and Courtney Newhall

"Credible helped me refinance my loans and my wife and I got $500 each when we used their service. It was easy and saved us a bunch of money. I highly recommend their service."

Daniel Green

Travis Hornsby

"When my husband and I first heard about Credible's referral program, we thought it was too good to be true. It's not! With very little effort on our part, we've been able to help dozens of our friends get lower interest rates on their student loans by refinancing through Credible, which has amounted to thousands of dollars in our pocket! If you have friends with student loans, you should be taking advantage of this program!"

Friends who have already helped their friends save big on student loans

"The great part about Credible is that it's fast and easy to check a bunch of lenders in literally 5 minutes or less. I've had clients save the equivalent of a brand new Mercedes in the time it takes to watch one funny YouTube video. "

Ok, this is pretty awesome. What do I need to know?

Before you get started please read our FAQs below, Terms & Conditions and Contest Rules.

Are there any additional rules for the $25,000 contest?

Yes, you can view the contest rules here.

Is there a minimum number of friends I need to refer to qualify for the grand prize?

Yes, you must have at least 3 friends refinance their student loans to receive one of the top 5 rewards.

When will the winners be announced?

Your friends must submit their refinancing request using your referral link by March 31, 2017. They will have until May 1, 2017 to complete their refinancing request with our lender. We will announce the grand prize winners on May 3, 2017.

Do I need to be a Credible customer to make a referral?

No. Anyone can make a referral, regardless of whether you have a Credible account. See eligibility requirements in Terms & Conditions for more information. 

I already have an account with Credible, can I still receive a referral bonus for being referred?

Yes, as long as you have not submitted a request for refinancing offer within the past sixty (60) days prior to submitting your refinancing request using the Referral Link.

Why do you need my email address?

We use your email to generate your personal referral link. We also send your referral rewards to this email so make sure to use an email you check regularly. 

How do I get my Referral Reward?

You will receive an email notifying you that a friend has refinanced their student loans with Credible. Credible will issue the credit to you and the person you referred via You can choose the most convenient way to receive the reward: as a credit to your credit card, debit card, bank account, PayPal account or as a gift card in the mail.

Why haven’t I received my Referral Reward, yet?

Reasons for this may vary. Possible reasons include: 

1.Your friend did not apply using your unique referral link, in which case it has not been linked to your referral account. 

2.Your friend did not complete their loan refinancing through Credible.

3.Your friend’s refinancing was not eligible for a Referral Rewards. 

Please see the eligibility requirements in Terms & Conditions.

My friend didn’t use my unique referral link when filling out the pre-qualification application. Am I still eligible for a Referral Reward?

No. Your friend must use your unique referral link to qualify as a referral.

Can I receive the referral bonus if I have already refinanced through Credible in the past?

No. The referral bonus is only available if you have never completed a refinance with Credible. However, you can receive a referral bonus for referring new friends to refinance with Credible.

All rewards are subject to verification by Credible. For more information visit the Terms & Conditions. 

© Credible Labs, Inc 2017