Skip to Main Content

Affiliated Business Arrangement Disclosure

Credible Insurance, Inc. has a business relationship with Credible Operations, Inc., (“Credible”), which provides residential mortgage broker services. Specifically, Credible Insurance, Inc. is a wholly-owned subsidiary of Credible Labs, Inc., which is the parent company of Credible.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider as a condition for the purchase of any insurance, purchase, sale, or refinance of the subject property, or to obtain access to any other settlement service with respect to such property.

Settlement Services

THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Service ProviderService ProvidedCharge or Range of Charges
Credible Operations, Inc.Advertisement1 of lenders.Paid by advertised lenders.
Credible Operations, Inc.Mortgage Brokerage.2Up to 1.75% of loan amount – paid by lender but can be paid by borrower in certain circumstances.
  1. Advertisement” means viewing or being directed to a lender webpage, where the lender will perform all loan origination activities after you are directed to the lender’s webpage, such as completing the loan application and obtaining financial information from you.
  2. Mortgage Brokerage” means Credible will obtain a loan application from you and provide certain other services, such as obtaining financial information from you, or verifying the information you provided in the application. If you are responsible for paying this cost, it will be specifically disclosed to you in the Loan Estimate and Closing Disclosure.

Acknowledgment

By accessing or using the Services, you consent to this Privacy Policy. If you do not agree with this Privacy Policy, please do not access or use the Services. Information gathered through the Services may be transferred, used, and stored in the United States or in other countries where our service providers or we are located. If you use the Services, you agree to the transfer, use, and storage of your Personal Information (as defined below) in those countries. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. You agree that all transactions relating to the Services or Credible Insurance are deemed to occur in the United States, where our servers are located.