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4.2
Credible rating
Question mark icon to show more information Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
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Rates and terms
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Fees and Discounts
A full star A full star A full star A full star A three-quarter star
Customer Experience
A full star A full star A full star A full star A full star
LightStream Personal Loans
Fixed APR
Question mark icon to show more information Range of fixed rates available from this lender
7.49% - 25.49% APR with autopay
Min. credit score
Question mark icon to show more information Minimum credit score needed to qualify
700
Loan amount
Question mark icon to show more information Total amount you can borrow from this lender
$5,000 to $100,000
Time to fund
Question mark icon to show more information How long it takes to receive your money
As soon as the same business day

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