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Upstart Personal Loans Review: December 2024

Upstart offers fast loans, but often with high rates

Author
By Laura Agadoni

Written by

Laura Agadoni

Writer, Fox Money

Laura Agadoni has spent more than 10 years covering finance and has bylines at The Motley Fool, USA Today, and Yahoo Finance.

Edited by Reina Marszalek

Written by

Reina Marszalek

Senior editor, Credible

Reina Marszalek has over 10 years of experience in personal finance and is a senior mortgage editor at Credible.

Reviewed by Meredith Mangan

Written by

Meredith Mangan

Senior editor, Fox Money

Meredith Mangan is a senior editor at Fox Money and expert on personal loans.

Updated December 12, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

Featured

Best fast personal loans for all credit types

Upstart

Upstart

3.9

Credible Rating

Check Rates

on Credible’s website

Est. APR

7.80 - 35.99%

Loan Amount

$1,000 to $50,000

Min. Credit Score

620

Pros and cons