Close

College Ave Student Loan Refinancing Profile

LOAN TERMS

5, 7, 10, 12, and 15 years

TYPES OF INTEREST RATES

Fixed and Variable

RATES

As low as 3.88%*

College Ave offers student loan refinancing with great interest rates and a variety of  loan terms. They also offer refinancing to current graduate students that hold an undergraduate degree. Whether you’re looking for the convenience of a single monthly payment, a balanced budget with payments you can afford, or overall savings with reduced interest charges, the College Ave Refi product has options to fit your lifestyle. Read full College Ave student loan refinancing review.

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

Degree Required: Must have a bachleor's degree or higher to qualify

Household Income: Borrower must have a combined total household income of at least $75,000 or a cosigner must be added

High Balance Borrowers: Consolidate and refinance $5,000 - $150,000 (undergraduates) or up to $250,000 (medical graduates)

Broad School Eligibility: Available to all US residents that attended an eligible school

Eligibility

5.20 - 7.75%

Rates valid as of May 15, 2017

Variable Term

3.88 - 7.13%

5

5.00 - 7.60%

Term (Years)

15

Rate (APR)

Term (Years)

5

4.65 - 6.85%

3.88 - 6.75%

12

3.88 - 7.13%

*Minimum APRs include AutoPay where available

15

3.88 - 7.00%

Fixed Term

10

Rate (APR)

10

7

4.74 - 7.15%

7

12

4.70 - 6.90%

3.88 - 6.88%

Products

  • No application or origination fees
  • Refinance loan amounts as low as $5,000
  • 0.25% interest savings when you set up AutoPay for repayment

Key Benefits

LOAN SERVICER

LOAN NAME

College Ave Refi

Navient

Additional Information

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668