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LENDER PROFILE

LOAN TERMS

5, 7, 10, 12, and 15 years

TYPES OF INTEREST RATES

Fixed and Variable

RATES

As low as 2.63%*

College Ave offers student loan refinancing with great interest rates and a variety of  loan terms. They also offer refinancing to current graduate students that hold an undergraduate degree. Whether you’re looking for the convenience of a single monthly payment, a balanced budget with payments you can afford, or overall savings with reduced interest charges, the College Ave Refi product has options to fit your lifestyle. 

Eligibility

High Balance Borrowers: Consolidate and refinance $5,000 - $150,000 (undergraduates) or up to $250,000 (medical graduates)

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

Broad School Eligibility: Available to all US residents that attended an eligible school

Household Income: Borrower must have a combined total household income of at least $75,000 or a cosigner must be added

Degree Required: Must have a bachleor's degree or higher to qualify

7

Variable Term

4.85 - 7.00%

10

7

Term (Years)

4.15 - 6.30%

Rate (APR)

4.15 - 6.30%

3.38 - 5.88%

5

12

2.63 - 5.76%

3.38 - 5.76%

3.68 - 6.13%

Products

*APRs include AutoPay where available

15

Rates valid as of December 1, 2016

4.30 - 6.40%

Fixed Term

10

15

Term (Years)

Rate (APR)

12

3.68 - 6.13%

5

4.60 - 6.90%

  • 0.25% interest savings when you set up AutoPay for repayment
  • Refinance loan amounts as low as $5,000

Key Benefits

  • No application or origination fees

Here are some of the most common student loan mistakes graduates make when entering repayment on their student loans.

Learn More About Student Loans

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

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Additional Information

LOAN NAME

LOAN SERVICER

College Ave Refi

The average graduate who refinances with Credible saves $18,668