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4.4
Credible rating
Question mark icon to show more information Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
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Rates and terms
A full star A full star A full star A full star A full star
Fees and Discounts
A full star A full star A full star A half star An empty star
Customer Experience
A full star A full star A full star A full star A half star
SoFi
Loan types
Question mark icon to show more information Types of loans the lender offers
Conventional
Origination fee
Question mark icon to show more information Whether or not the lender has an origination fee
No
Online prequalification
Question mark icon to show more information Whether or not the lender offers online prequalification on their site
Yes
Min. down payment
Question mark icon to show more information The minimum down payment that is required
5.0%

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