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How Much of a Personal Loan Can I Get?

Personal loan amounts top out around $50,000 for most lenders, but some lenders offer up to $200,000.

By Emily Batdorf

Written by

Emily Batdorf


Emily Batdorf is a personal finance expert, specializing in banking, lending, credit cards, and budgeting. Drawing on her scientific background, she's developed a knack for analyzing financial products in the context of different needs. She finds joy in helping readers understand their best options and shuns a one-size-fits-all approach.

Edited by Meredith Mangan

Written by

Meredith Mangan

Senior Editor

Meredith Mangan is Credible's Senior Editor for Personal Loans. Since 2011, she’s helped steer content creation in the areas of mortgages and loans, insurance, credit cards, and investing for major finance verticals, including Investopedia, Money Crashers, and The Balance.

Updated February 21, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances.

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If you’re short on cash, a personal loan can come in handy. But how much can you get with one? According to data from TransUnion, the average new loan amount at the end of 2022 was $8,018. But how much you qualify for depends on your credit profile, income, current debt, and the lender. Learn how each of these can