We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation by the lender if you finish the loan process and a loan is disbursed. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort.
Federal loan forgiveness plans and payment pause have been extended into 2023. Read our guide
Lender | Rates From (APR) |
---|---|
Brazos | Fixed: 4.40% Variable: 4.67% |
Citizens | Fixed: 5.39%1 Variable: 5.39%1 |
College Ave | Fixed: 5.99%2 Variable: 5.99%2 |
EDvestinU | Fixed: 7.41%3 Variable: 7.39%3 |
ELFI | Fixed: 5.08%4 Variable: 4.53%4 |
INvestEd | Fixed: 5.61%5 Variable: 6.61%5 |
ISL Education Lending | Fixed: 6.94%6 Variable: N/A |
LendKey | Fixed: 4.49% Variable: 4.76% |
MEFA | Fixed: 5.50% Variable: N/A |
RISLA | Fixed: 5.29% Variable: N/A |
Our lenders can refinance some or all of your federal student loans into a private loan.
Lenders also refinance private student loans from banks, credit unions or schools.
If you took out Parent PLUS loans for a student, you can refinance them through Credible.
Using Credible is 100% free. Get your actual rates and amazing customer support.
None of our partner lenders charge loan origination fees when you refinance.
There's no prepayment penalty if you'd like to pay off your loans faster.