Upgrade: Personal Loan Profile



 6.99 - 35.97%

3 & 5 years




Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change. Upgrade offers fast funding – the money will be sent to your bank account within a day of clearing necessary verifications. With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.*

Loan Size: Loans through Upgrade can range between $1,000 and $50,000.

Loan Uses: Debt consolidation, credit card refinancing, home improvement, and other uses.

Residency:  Borrower may not be a resident of CT, CO, IA, MA, MD, VT, and WV.  


Fixed Term

Terms (Years)

Rate (APR)

3, 5

6.99 - 35.97%

Rates valid as of November 1, 2018

All rates are APR


*Your loan terms are not guaranteed and are subject to our verification and review process. You may be asked to provide additional documents to enable us to verify your income and your identity. This rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay your payments will be automatically deducted from your bank account. Selecting Autopay is optional. Annual Percentage Rate is inclusive of a loan origination fee, which is deducted from the loan proceeds. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. Accept your loan offer and your funds will be sent to your bank via ACH within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes this transaction. From the time of approval, funds should be available within four (4) business days. All loans made by WebBank, member FDIC. Please refer to Upgrade's Terms of Use and Borrower Agreement for all terms, conditions and requirements.



  • No prepayment penalties

Key Benefits

  • Get access to your free credit score, credit monitoring , alerts and features to help you understand your credit and unlock your full credit potential
  • Fast funding  



Upgrade Loan 

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