Credit CardStudent LoanMortgageMortgage RefinancePersonal LoansStudent Loan Refinance
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refinance student loans

  • Refinance federal, private and ParentPLUS loans
  • Lower your interest rate or reduce your monthly payment
  • Compare prequalified rates from up to 10 vetted lenders in 2 minutes
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private student loans

  • Private loans for college, graduate and professional degrees
  • Cover up to 100% of your school-certified costs after financial aid
  • Flexible repayments: deferred, interest only, and many others for all financial needs
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personal loans

  • Personalized rates from up to 11 vetted lenders in 2 minutes
  • Consolidate credit cards or other debt to a lower rate
  • Loans for life: home improvement, moving costs, wedding expenses, vacations and many other financial goals.
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Compare comprehensive options
from our partner lenders
  • Student Loan Refinancing
  • Private Student Loan
  • Personal Loan
Advantage
Education Loans
Rates from (APR)
Fixed: 4.54%
Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Brazos
Rates from (APR)
Fixed: 3.10%Variable: 2.00%
Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank
Rates from (APR)
Fixed: 3.45%1Variable: 2.15%1
Loan term

5, 7, 10, 15, 20 yrs1

Eligible degrees

Undergrad & Graduate

College Ave
Rates from (APR)
Fixed: 3.54%2Variable: 2.49%2
Loan term

5 - 20 yrs2

Eligible degrees

Undergrad & Graduate

EDvestinU
Rates from (APR)
Fixed: 4.93%Variable: 4.66%
Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

ELFI
Rates from (APR)
Fixed: 3.14%3Variable: 2.39%3
Loan term

5, 7, 10, 15, 20 yrs3

Eligible degrees

Undergrad & Graduate

MEFA
Rates from (APR)
Fixed: 3.60%Variable: 3.33%
Loan term

7, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

PenFed
Rates from (APR)
Fixed: 3.48%Variable: 2.42%
Loan term

5, 8, 12, 15 yrs

Eligible degrees

Undergrad & Graduate

RISLA
Rates from (APR)
Fixed: 3.49%
Loan term

5, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

SoFi
Rates from (APR)
Fixed: 3.46%4Variable: 1.81%4
Loan term

5, 7, 10, 15, 20 yrs4

Eligible degrees

Undergrad & Graduate

Get personalized rates from multiple lenders in 2 minutes
See My RatesChecking rates won't affect your credit
All APRs reflect autopay and loyalty discounts where available
Citizens Bank Disclosures
1
College Ave Disclosures2
ELFI Disclosures3
SoFi Disclosures4
Ascent
Rates from (APR)
Fixed: 4.02%Variable: 3.31%
Loan term

5, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank
Rates from (APR)
Fixed: 4.40%5Variable: 2.83%5
Loan term

5, 10, 15 yrs5

Eligible degrees

Undergrad & Graduate

College Ave
Rates from (APR)
Fixed: 4.54%6Variable: 2.84%6
Loan term

5, 8, 10, and 15 yrs8

Eligible degrees

Undergrad & Graduate

Discover
Student Loans
Rates from (APR)
Fixed: 5.09% APR - 12.49% APR12
Variable: 3.47% APR - 11.62% APR12
Loan term

15, 20 yrs12

Eligible degrees

Undergrad & Graduate

EDvestinU
Rates from (APR)
Fixed: 4.50%Variable: 3.78%
Loan term

7, 10, 12, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

INvestEd
Rates from (APR)
Fixed: 4.63%Variable: 3.38%
Loan term

5 - 15 yrs

Eligible degrees

Undergrad & Graduate

MEFA
Rates from (APR)
Fixed: 3.95%
Loan term

10, 15 yrs

Eligible degrees

Undergrad & Graduate

Sallie Mae
Rates from (APR)
Fixed: 4.74% APR - 11.35% APR9
Variable: 3.12% APR - 10.54% APR9
Loan term

5 - 15 yrs10

Eligible degrees

Undergrad

SunTrust
Rates from (APR)
Fixed: 3.82% APR - 11.05% APR11
Variable: 2.64% APR - 10.18% APR11
Loan term

7, 10, 15 yrs11

Eligible degrees

Undergrad & Graduate

Get personalized rates from multiple lenders in 2 minutes
See My RatesChecking rates won't affect your credit
All APRs reflect autopay and loyalty discounts where available
Citizens Bank Disclosures
5
College Ave Disclosures6,8
Discover Disclosures12
Sallie Mae Disclosures9,10
SunTrust Bank Disclosures11
Avant
Rates from (APR)
9.95% - 35.99%
Loan term

2 - 5 yrs

Loan amount

Up to $35,000

Best Egg
Rates from (APR)
5.99% - 29.99%
Loan term

3, 5 yrs

Loan amount

Up to $35,000

FreedomPlus
Rates from (APR)
5.99% - 29.99%
Loan term

2 - 5 yrs

Loan amount

Up to $35,000

LendingClub
Rates from (APR)
6.95% - 35.89%
Loan term

3, 5 yrs

Loan amount

Up to $40,000

LendingPoint
Rates from (APR)
15.49% - 34.99%
Loan term

2 - 4 yrs

Loan amount

Up to $25,000

LightStream
Rates from (APR)
4.99% - 16.79%
Loan term

2 - 7 yrs

Loan amount

Up to $100,000

Marcus by Goldman Sachs
Rates from (APR)
6.99% - 28.99%
Loan term

3 - 6 yrs

Loan amount

Up to $40,000

Payoff
Rates from (APR)
5.99% - 24.99%
Loan term

2 - 5 yrs

Loan amount

Up to $35,000

Prosper
Rates from (APR)
6.95% - 35.99%
Loan term

3, 5 yrs

Loan amount

Up to $40,000

Upgrade
Rates from (APR)
6.98% - 35.89%
Loan term

3, 5 yrs

Loan amount

Up to $50,000

Upstart
Rates from (APR)
8.09% - 35.99%
Loan term

3, 5 yrs

Loan amount

Up to $50,000

Get personalized rates from multiple lenders in 2 minutes
See My RatesChecking rates won't affect your credit
All APRs reflect autopay and loyalty discounts where available
LightStream payment example
Customers rate us 9.5/10
Credible in the news

Refinancing through Credible, Colleen cut her federal
student loan interest rates that ranged between
6-8% down to 4.5%, saving $12,000
over the life of her loan.

Now let us help you. Get started today.
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