Credit CardStudent LoanMortgageMortgage RefinancePersonal LoansStudent Loan Refinance
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Our student loan and student loan refinancing lenders charge no origination, prepayment, or service fees. Some personal loan lenders charge origination fees, which will be clearly displayed on your Credible dashboard if you receive rates.

Student Loan Refinancing
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refinance student loans

  • Refinance federal, private and ParentPLUS loans
  • Lower your interest rate or reduce your monthly payment
  • Compare prequalified rates from up to 10 vetted lenders in 2 minutes
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private student loans

  • Private loans for college, graduate and professional degrees
  • Cover up to 100% of your school-certified costs after financial aid
  • Flexible repayments: deferred, interest only, and many others for all financial needs
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personal loans

  • Personalized rates from top lenders in 2 minutes
  • Consolidate credit cards or other debt to a lower rate
  • Loans for life: home improvement, moving costs, wedding expenses, vacations and many other financial goals.
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Compare comprehensive options
from our partner lenders
  • Student Loan Refinancing
  • Private Student Loan
  • Personal Loan
Advantage
Education Loans
Rates from (APR)
Fixed: 4.54%
Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Brazos
Rates from (APR)
Fixed: 3.50%Variable: 2.38%
Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank
Rates from (APR)
Fixed: 3.49%1Variable: 2.72%1
Loan term

5, 7, 10, 15, 20 yrs1

Eligible degrees

Undergrad & Graduate

College Ave
Rates from (APR)
Fixed: 4.89%2Variable: 3.89%2
Loan term

5 - 20 yrs2

Eligible degrees

Undergrad & Graduate

ELFI
Rates from (APR)
Fixed: 3.21%3Variable: 2.39%3
Loan term

5, 7, 10, 15, 20 yrs3

Eligible degrees

Undergrad & Graduate

INvestEd
Rates from (APR)
Fixed: 3.16%Variable: 2.12%
Loan term

5, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

MEFA
Rates from (APR)
Fixed: 4.65%Variable: 4.65%
Loan term

7, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

PenFed
Rates from (APR)
Fixed: 3.23%Variable: 2.17%
Loan term

5, 8, 12, 15 yrs

Eligible degrees

Undergrad & Graduate

RISLA
Rates from (APR)
Fixed: 3.49%
Loan term

5, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

SoFi
Rates from (APR)
Fixed: 3.49%4Variable: 3.21%4
Loan term

5, 7, 10, 15, 20 yrs4

Eligible degrees

Undergrad & Graduate

Get personalized rates from multiple lenders in 2 minutes
See My RatesChecking rates won't affect your credit
All APRs reflect all applicable discounts where available
Citizens Bank Disclosures
1
College Ave Disclosures2
ELFI Disclosures3
SoFi Disclosures4
Ascent
Rates from (APR)
Fixed: 3.82%Variable: 2.71%
Loan term

5, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank
Rates from (APR)
Fixed: 4.40%5Variable: 1.20%5
Loan term

5, 10, 15 yrs5

Eligible degrees

Undergrad & Graduate

College Ave
Rates from (APR)
Fixed: 4.39%6Variable: 1.49%6
Loan term

5, 8, 10, and 15 yrs8

Eligible degrees

Undergrad & Graduate

Discover
Student Loans
Rates from (APR)
Fixed: 5.09% APR - 12.49% APR12
Variable: 2.15% APR - 10.37% APR12
Loan term

15, 20 yrs12

Eligible degrees

Undergrad & Graduate

EDvestinU
Rates from (APR)
Fixed: 4.09%13Variable: 2.06%13
Loan term

7, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

INvestEd
Rates from (APR)
Fixed: 3.83%14Variable: 2.52%14
Loan term

5, 10, 15 yrs14

Eligible degrees

Undergrad & Graduate

MEFA
Rates from (APR)
Fixed: 3.95%
Loan term

10, 15 yrs

Eligible degrees

Undergrad & Graduate

Sallie Mae
Rates from (APR)
Fixed: 4.74% APR - 11.85% APR9
Variable: 1.25% APR - 9.44% APR9
Loan term

5 - 15 yrs10

Eligible degrees

Undergrad

Get personalized rates from multiple lenders in 2 minutes
See My RatesChecking rates won't affect your credit
All APRs reflect autopay and loyalty discounts where available
Citizens Bank Disclosures
5
College Ave Disclosures6,8
Discover Disclosures12
EDvestinU Disclosures13
INvestEd Disclosures14
Sallie Mae Disclosures9,10
Axos
Rates from (APR)
6.49% - 29.99%
Loan term

1 - 5 yrs

Loan amount

Up to $35,000

LightStream
Rates from (APR)
4.99% - 19.99%
Loan term

2 - 7 yrs

Loan amount

Up to $100,000

Payoff
Rates from (APR)
5.99% - 24.99%
Loan term

2 - 5 yrs

Loan amount

Up to $35,000

Prosper
Rates from (APR)
6.95% - 35.99%
Loan term

3, 5 yrs

Loan amount

Up to $40,000

SoFi
Rates from (APR)
5.99% - 21.11%
Loan term

2 - 7 yrs

Loan amount

Up to $100,000

Upgrade
Rates from (APR)
7.99% - 35.97%
Loan term

3, 5 yrs

Loan amount

Up to $50,000

Get personalized rates from multiple lenders in 2 minutes
See My RatesChecking rates won't affect your credit
All APRs reflect all applicable discounts where available
LightStream payment example
Customers rate us 9.5/10
Credible in the news

Refinancing through Credible, Colleen cut her federal
student loan interest rates that ranged between
6-8% down to 4.5%, saving $12,000
over the life of her loan.

Now let us help you. Get started today.
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