Compare student loan refinancing options from multiple lenders with Credible
Receive student loan refinancing rates as low as 1.99% variable APR, and get up to a $750* Maximizing Money Bonus when you complete your refinancing.
EXCLUSIVE FOR MAXIMIZING MONEY READERS
Credible is an online marketplace that provides borrowers with competitive,
personalized loan offers from multiple, vetted lenders in real time.
How Credible Works
One Simple Form
Safe and secure - no sharing of your personal data.
Get Personalized Rates
Real rates - not ranges - from multiple lenders in 2 minutes.
Choose Your Option
Our expert Client Success Team is here to help you along the way.
Fill out a quick simple form (2 mins)
One form to access options from top lenders
Checking your rates won’t affect your credit score
Your information is not shared with lenders at this point
Choose an option you like (2 mins)
Easily compare your prequalified options in one place
Use our comprehensive tools to quickly find a plan for you
Get actual rates based on your credit profile, no ranges or estimates
30 second quick request makes the process a breeze
Provide your loan details (3 mins)
Use our automated tool to easily import your loan information
Provide some additional details about yourself
Our Client Success Team is here to help you along the way
Get your finalized offer in 1 business day
Customers rate us 4.8/5
Join thousands of others who have already saved by refinancing
Our Client Success Team is always here to help
Have any questions? We are only a call, email, or chat away.
* Limited time offer: In order to qualify for the $750 bonus, the amount refinanced must be equal to or more than $100,000. Borrowers who refinance a balance below $100,000, will receive a $300 bonus. Bonus is paid via e-giftcard.
*Student Loan Refinancing Rate and Terms Disclosure: The lenders on the Credible.com platform offer fixed rates ranging from 2.35% - 8.73% (2.35% - 8.73% APR). Variable interest rates offered by the lenders on Credible.com range from 1.86% - 8.38% (1.86% - 8.38% APR). Variable rates will fluctuate over the term of the borrower's loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Prime Rate of interest as published in the Wall Street Journal (WSJ). The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Rates are subject to change at any time without notice. Your actual rate may be different from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s (if any) financial history) and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5-20 years) and include loyalty and Automatic Payment discounts, where applicable. Loyalty and Automatic Payment discount requirements as well as Lender terms and conditions will vary by lender and therefore, reading each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum requirements, degree requirements, educational institution requirements, citizenship and residency requirements as well as other lender-specific requirements.