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Help a friend beat student loan debt

When a friend refinances with Credible, you both get $200

Get your link and start sharing the love!

Trusted by friends everywhere

Do I need to be a Credible customer to make a referral?

No. Anyone can make a referral, regardless of whether you have a Credible account. See eligibility in Terms & Conditions for more information. 


Why do you need my email address?

We use your email to generate your personal referral link. We also send your referral rewards to this email so make sure to use an email you check regularly. Happy referring!


How do I get my Referral Reward?

You will receive an email notifying you that a friend has refinanced their student loans with Credible. Credible will issue a $200 credit to you and the person you referred via Giftly.com. You can choose the most convenient way to receive the $200: as a credit to your credit card, debit card, bank account, PayPal account or as a gift card in the mail.


Is there a limit to how many Referral Rewards can get?

You can receive a maximum of 25 Referral Rewards subject to Terms and Conditions. 


Why haven’t I received my Referral Reward, yet?

Reasons for this may vary. Possible reasons include: 

1.Your friend did not apply using your unique referral link, in which case it has not been linked to your referral account. 

2.Your friend did not complete their loan refinancing through Credible.

3.Your friend’s refinancing was not eligible for a Referral Rewards. 

Please see the eligibility in Terms & Conditions.


My friend didn’t use my unique referral link when filling out the pre-qualification application. Am I still eligible for a Referral Reward?

Have your friend email support@credible.com from the email address they used in their Credible submission with the following information to see if you may still be eligible: 


1. Your friend’s full name and the email address used in their Credible application. 

2. Your full name, email address, and unique referral link. 

3. Details of how and when you referred them to Credible. 


Exceptions are not guaranteed and will be determined on a case-by-case basis. All rewards are subject to verification by Credible. For more information visit the Terms & Conditions


Referral Program FAQs

Get your link!

Call 866-540-6005 or email support@credible.com

Have questions?