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Credible helps borrowers compare personalized offers in less than 2 minutes

Welcome Student Loan Sherpa readers!

Student Loan Sherpa readers get a $200 bonus when refinancing with any lender through Credible

Compare offers from Earnest and up to 7 other lenders

This will not affect your credit score

Real rates - not ranges - from multiple lenders in 2 minutes.

How Credible Works

Credible is an online marketplace that provides borrowers with competitive,

personalized loan offers from multiple, vetted lenders in real time.

Choose Your Option

One Simple Form

See Personalized Rates

Safe and secure - no sharing of your personal data.

Our expert Client Success Team is here to help you along the way.

Choose a lender and provide a bit more information so your rates can be finalized.

Request personalized offers in 3 easy steps

2

5 Minutes

Receive personalized offers from multiple lenders. Select the one that's right for you.

1

Join thousands of graduates 

who have already requested offers.

Answer a few quick questions to request rates from multiple lenders. This won't impact your credit score.

Select your 

preferred lender

Request 

prequalified rates

2 Minutes

Choose 

the best offer

3

2 Business Days

Rates from (APR)

Rates from (APR)

All rates reflect autopay and loyalty discounts where available

Get personalized rates from multiple lenders in 2 minutes

10, 15, 20, 25 yrs

checking rates will not affect your credit score

Loan term

Advantage Education Loans

Earnest

1

Rates from (APR)

5, 10, 15, 20 yrs

Fixed: 3.25%

Loan term

Variable: 2.57%

Loan term

2

5 - 20 yrs

Eligible degrees

Eligible degrees

Fixed: 4.09%

Undergrad & Graduate

Undergrad & Graduate

EDvestinU

Variable: 3.11%

Rates from (APR)

Undergrad & Graduate

Fixed: 4.69%

Rates from (APR)

Variable: 4.30%

Eligible degrees

Loan term

1

10, 15, 20 yrs

Fixed: 4.25%

Eligible degrees

Eligible degrees

Undergrad & Graduate

Loan term

iHELP

Compare comprehensive options

from our partner lenders

Rates from (APR)

Rates from (APR)

Fixed: 4.75%

Loan term

Variable: 3.88%

Eligible degrees

Loan term

1

10, 15, 20 yrs

1

Eligible degrees

Citizens Bank

Undergrad & Graduate

Fixed: 3.35%

Loan term

MEFA

Eligible degrees

Rates from (APR)

Variable: 2.81%

Fixed: 4.95%

Brazos

Variable: 4.36%

Fixed: 3.05%

Loan term

10, 15, 20, 25 yrs

15 yrs

Undergrad & Graduate

Eligible degrees

Undergrad & Graduate

Connext

Rates from (APR)

RISLA

Variable: 3.39%

Rates from (APR)

5, 10, 15, 20  yrs

Fixed: 3.49%

Undergrad & Graduate

Loan term

2

5, 10, 15 yrs

Splash Financial

Eligible degrees

Fixed: 5.34%

Undergrad & Graduate

10 yrs

Graduate

Join thousands of others who have already

saved by refinancing

Customers rate us 9.4/10

Cover 100% of your school-certified costs after financial aid

Save time and money by refinancing your student loans

Request a private student loan as a student or co-signer

Student Loan Refinancing

Private loans for college, graduate and professional degrees

Flexible repayments: deferred, interest only, and many others for all financial needs

Refinance federal, private and ParentPLUS loans

Private Student Loan

Lower your interest rate or reduce your monthly payment

Average user saves $18,668 when refinancing through our

partner lenders

All rates reflect autopay and loyalty discounts where available |


1

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.