If you’re facing temporary financial constraints and are wondering whether a personal loan could give you some extra breathing room, FreedomPlus is one of a number of lenders worth considering.
Once they have a signature, valid ID and verified income and bank account, FreedomPlus says it can approve loan requests the same day and provide funds to your bank account within 48 hours.
FreedomPlus personal loans review
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| Types of rates (APR) | Fixed |
| Loan size | $10,000 to $40,000 |
| Loan terms | 2 to 5 years |
| Prepayment penalty | None |
| Loan use | Debt consolidation, home improvement, wedding, travel, medical expenses, and other uses |
| Key benefits |
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| Residency | U.S. resident with valid Social Security number |
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Personal loans may be used to finance major purchases or unexpected expenses, but they’re also popular for paying off high-interest credit card debt. A FreedomPlus personal loan may be particularly attractive for borrowers who are interested in debt consolidation.
You can also qualify for even lower rates from FreedomPlus if you pledge to use at least half of the proceeds of your loan to pay off existing debt.
How to take out a personal loan with FreedomPlus
FreedomPlus may be a good match for borrowers who are interested in paying off high-interest rate debt. Depending on your credit history, the company may offer attractive rates.
See how FreedomPlus compares: Best personal loans
With many lenders competing to provide personal loans, it’s always smart to request rates from multiple lenders to get a better idea of your options.
Thanks to Credible’s integrations with lenders and credit bureaus, you can fill out one short form and request rates from FreedomPlus and other lenders competing for your business.
Credible’s process uses a soft credit inquiry that doesn’t affect your credit score when checking to see which rates you prequalify for.
The company above is one of Credible’s approved partner lenders. Because they compete for your business through Credible, you can request prequalified rates from them by filling out a single form. Then, you can compare your available options side-by-side. Requesting prequalified rates is free and doesn’t affect your credit score. Credible receives compensation if you close a loan with one of our partner lenders. The rates you receive and the fees you pay (if any) are not impacted by this compensation.