Upstart Personal Loan Lender Profile



As low as 8.89%*

3, 5 years



Upstart is a platform that allows you to obtain unsecured, fixed rate personal loans.  Their statistical model considers the school you attended, your area of study, academic performance, and employment history in addition to you credit history.  These help Upstart understand more about your future potential, and allow you to get a lower rate.

Residency:  US Citizen or Permanent Resident currently living in the US with a verifiable social security number.

Loan Size: Loans range between $1,000 and $50,000.

Employment: Full time job, full time job offer starting in six months or another source of regular income.

Bank Account: Have an account at a U.S. financial institution with a routing transit number.

Loan Uses: Payoff credit cards, consolidate debt, take a course or bootcamp, relocate, make a large purchase or other purposes.  


Fixed Term

Terms (Years)

Rate (APR)

3, 5,

8.89- 35.99%

Rates Valid as of November 15, 2018

*All rates are APR


  • Pay off your loan at any time with no prepayment penalty
  • It's easy to set up automated monthly payments
  • Your education and experience help you get the rate you deserve

Key Benefits



Upstart Network

Upstart Loan

Additional Information

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