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11 Best Fast Personal Loans of March 2024

How and where to get a personal loan with same-day or next-day funding.

Author
By Erin Gobler

Written by

Erin Gobler

Writer

Erin Gobler is a freelance personal finance writer with more than eight years of experience writing online. She’s passionate about making the financial services industry more accessible by breaking down complicated financial topics in simple terms.

Edited by Meredith Mangan

Written by

Meredith Mangan

Senior Editor

Meredith Mangan is Credible's Senior Editor for Personal Loans. Since 2011, she’s helped steer content creation in the areas of mortgages and loans, insurance, credit cards, and investing for major finance verticals, including Investopedia, Money Crashers, and The Balance.

Updated February 29, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances.

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A personal loan can be an excellent tool for covering emergency expenses, consolidating debt, and making large purchases. There are many personal loan lenders to choose from, but a few in particular stand out for fast funding. To expedite your application, apply early during a business day — some lenders have a cutoff for same-day funding. And prequalify with multiple lenders first to see which are most likely to approve your application.

Compare fast personal loan rates of March 2024

When you prequalify for a personal loan, it doesn’t impact your credit score, but does let you get a sense of the rates and terms you might qualify for. Once you’ve compared rates and apply, the lender will conduct a hard credit inquiry, which could temporarily ding your score.

Advertiser Disclosure
4.24.2

Credible rating

Fixed (APR)

7.49% - 25.49%

Loan Amounts

$5000 to $100000

Min. Credit Score

700

Check Rates

on Credible’s website

View Details

4.44.4

Credible rating

Fixed (APR)

-

Loan Amounts

$2500 to $40000

Min. Credit Score

660

Check Rates

on Credible’s website

View Details

4.64.6

Credible rating

Fixed (APR)

8.49% - 17.99%

Loan Amounts

$600 to $50000

Min. Credit Score

760

Check Rates

on Credible’s website

View Details

4.54.5

Credible rating

Fixed (APR)

8.49% - 35.99%

Loan Amounts

$1000 to $50000

Min. Credit Score

600

Check Rates

on Credible’s website

View Details

4.94.9

Credible rating

Fixed (APR)

8.99% - 29.99%

Loan Amounts

$5000 to $100000

Min. Credit Score

Does not disclose

Check Rates

on Credible’s website

View Details

3.93.9

Credible rating

Fixed (APR)

9.95% - 35.99%

Loan Amounts

$2000 to $35000

Min. Credit Score

550

Check Rates

on Credible’s website

View Details

4.34.3

Credible rating

Fixed (APR)

11.69% - 35.99%

Loan Amounts

$1000 to $50000

Min. Credit Score

560

Check Rates

on Credible’s website

View Details

3.23.2

Credible rating

Fixed (APR)

-

Loan Amounts

$1000 to $35000

Min. Credit Score

600

Check Rates

on Credible’s website

View Details

3.73.7

Credible rating

Fixed (APR)

14.30% - 35.99%

Loan Amounts

$3500 to $40000

Min. Credit Score

640

Check Rates

on Credible’s website

View Details

3.93.9

Credible rating

Fixed (APR)

18.00% - 35.99%

Loan Amounts

$1500 to $20000

Min. Credit Score

540

Check Rates

on Credible’s website

View Details

All APRs reflect autopay and loyalty discounts where available | LightStream disclosure | SoFi Disclosures | Read more about Rates and Terms

Best fast personal loans

With many personal loan lenders, you can expect to have funds as soon as the next business day after you apply. Some even offer same-day funding. All of the following Credible partner lenders can make funds available the same or the next business day after you’re approved.

Most Credit Types / Low Origination Fees for Bad Credit

Avant

3.9

Credible Rating

Check Rates

on Credible’s website

Est. APR

9.95 - 35.99%

Loan Amount

$2000 to $35000

Min. Credit Score

550

Pros and cons

More details

Low origination fees

Axos

3.9

Credible Rating

Check Rates

on Credible’s website

Est. APR

11.79 - 20.84%

Loan Amount

$10000 to $50000

Min. Credit Score

730

Pros and cons

More details

Low interest rate personal loans

Discover Personal Loans

4.4

Credible Rating

Check Rates

on Credible’s website

Est. APR

-

Loan Amount

$2500 to $40000

Min. Credit Score

660

Pros and cons

More details

home improvement loans

LightStream

4.2

Credible Rating

Check Rates

on Credible’s website

Est. APR

7.49 - 25.49%

Loan Amount

$5000 to $100000

Min. Credit Score

700

Pros and cons

More details

personal loans for bad credit

OneMain Financial

3.9

Credible Rating

Check Rates

on Credible’s website

Est. APR

18.00 - 35.99%

Loan Amount

$1500 to $20000

Min. Credit Score

540

Pros and cons

More details

Best Credit Union for Personal Loans

PenFed

4.6

Credible Rating

Check Rates

on Credible’s website

Est. APR

8.49 - 17.99%

Loan Amount

$600 to $50000

Min. Credit Score

760

Pros and cons

More details

Fast funding and fair credit

Reach Financial

3.7

Credible Rating

Check Rates

on Credible’s website

Est. APR

14.30 - 35.99%

Loan Amount

$3500 to $40000

Min. Credit Score

640

Pros and cons

More details

personal loans for excellent credit

SoFi

4.9

Credible Rating

Check Rates

on Credible’s website

Est. APR

8.99 - 29.99%

Loan Amount

$5000 to $100000

Min. Credit Score

Does not disclose

Pros and cons

More details

debt consolidation loans for bad credit

Universal Credit

4.3

Credible Rating

Check Rates

on Credible’s website

Est. APR

11.69 - 35.99%

Loan Amount

$1000 to $50000

Min. Credit Score

560

Pros and cons

More details

personal loans for fair credit

Upgrade

4.5

Credible Rating

Check Rates

on Credible’s website

Est. APR

8.49 - 35.99%

Loan Amount

$1000 to $50000

Min. Credit Score

600

Pros and cons

More details

Short-term loans and same day funding

Zable

3.2

Credible Rating

Check Rates

on Credible’s website

Est. APR

-

Loan Amount

$1000 to $35000

Min. Credit Score

600

Pros and cons