4.7
Credible rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Rates and terms
Fees and Discounts
Customer Experience
PenFed Personal Loans
Fixed APR
Range of fixed rates available from this lender
8.49% - 17.99% APR
Min. credit score
Minimum credit score needed to qualify
700
Loan amount
Total amount you can borrow from this lender
$600 to $50,000*
Time to fund
How long it takes to receive your money
2 to 4 business days after verification

Ready to find a personal loan?
Compare rates from top personal loan lenders to find the right one for you.

Check Personalized Rates
Checking rates won't affect your credit score