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Best Personal Loans for Excellent Credit of June 2024

With excellent credit, you may qualify for the lowest APRs on the market.

By Jessica Walrack

Written by

Jessica Walrack


Jessica Walrack is a freelance finance writer and journalist with over a decade of experience. During that time, she’s written hundreds of articles about loans, insurance, banking, mortgages, credit cards, budgeting, and taxes for well-known publications including CBS News MoneyWatch, USA Today, US News and World, Investopedia, and The Balance Money.

Edited by Jared Hughes

Written by

Jared Hughes


Jared Hughes is a personal loan editor for Credible and Fox Money, and has been producing digital content for more than six years.

Updated June 14, 2024

Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”


If you have excellent credit — a FICO score of 800 or above — you’ll often have your pick of the bunch when shopping for a personal loan, assuming you’re well-qualified across the board. But which lenders offer the lowest APRs? To find out, we compared lenders according to their interest rates, fees, loan amounts, customer service, and more.

Compare personal loan rates for excellent credit of June 2024

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