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How We Get Paid

We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation when we help you find the best product from one of our lending partners. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort. Some lenders may take traffic sources into account when offering credit terms.

Personal Loans

How We Get Paid

We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation when we help you find the best product from one of our lending partners. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort. Some lenders may take traffic sources into account when offering credit terms.

Personal loans from top lenders. All in one place.

  • Rates from 7.49% - 35.99% APR1

  • Loan amounts from $600 to $200,000

  • Check rates for free with no hard credit pull2

Checking rates won’t affect your credit score

Best Rate Guarantee
Close with a better rate than you prequalify for on Credible and get a $200 gift card.Terms Apply.

Compare Top Personal Loan Lenders

Top Lenders

Compare personal loan rates from top lenders for April 2024

LenderRates from (APR)Loan termLoan amountCheck Rates

Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

3 - 10 years

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Rates from (APR)

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Loan term

3 - 7 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

-%4

Loan term

2 - 7 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

-%3

Loan term

2 - 7 years

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Rates from (APR)

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Loan term

3 - 5 years

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Rates from (APR)

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Loan term

3, 5, or 7 years

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Rates from (APR)

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Loan term

2 - 7 years

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Rates from (APR)

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Loan term

3, 5 years

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Rates from (APR)

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Loan term

1 - 5 years

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Advertiser Disclosure
The rates that appear are from companies which Credible receives compensation. This compensation does not impact how or where products appear within the table. The rates and information shown do not include all financial service providers or all of the displayed lender's available services and product offerings.

Credible’s rating criteria incorporates 700 data points spanning interest rates, fees, loan terms, repayment options, customer service, eligibility, efficiency, options for poor credit and no credit, cosigner options, discounts, and more.

Read our full methodology.

Calculate your savings with Credible

Use our debt consolidation calculator to see how different terms and interest rates can change what you pay over time.

1. Enter your current loan details

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2. Choose a rate to compare

Our lender rates vary from 7.49% to 35.99% APR1

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3. Check the results

With an interest rate of 12.00% over 5 years, you will pay per month and in interest over the lifetime of your loan.

Total interest:

New Loan

Current Loan

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Monthly payment:

New Loan

Current Loan

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Checking rates won’t affect your credit score. Calculator results are for illustrative purposes only.

EASY, SIMPLE, FREE

Why Credible?

rates

Shop top lenders in one easy place

Whether you want to consolidate debt or cover an unexpected expense, Credible makes it easy to find a personal loan that works best for you.

application

It’s your data, your decision

Checking rates on Credible is 100% free. We earn money by helping you find the best product — not by selling your data.

loan

We’re unbiased and transparent

We don’t get paid to rank products higher, and we don’t hide fees. You’ll know exactly what your cost breakdown is before selecting a lender.

Our process

How to get a personal loan online with Credible

Checking rates won’t affect your credit score

Why Trust Credible

Through its marketplace, Credible helps you shop around for personal loans without cost or commitment. We earn money when we help you find the best product, not by selling your data. The blog content we create is deeply researched to help you make an informed decision that’s right for you — our partner lenders have no editorial control over the articles we publish. Check out our blog here.

Our Impact

We're making a difference

With Credible, you can save money while enjoying a simple, intuitive personal loan shopping process.

in 2023 We helped over

69,600 people

save money on their loans

We've saved our customers

over $63 million

in interest on their loans

For all your goals

Get a personal loan for all your financial needs

Our lender partners support personal loans for many different loan purposes. They offer low interest rates and a variety of loan amounts and loan terms to help you meet your personal and financial goals.