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RISLA Student Loan Lender Profile

RATES

As low as 3.99%*

TYPES OF INTEREST RATES

10 and 15 years only

Fixed rates only

LOAN TERMS

Rhode Island Student Loan Authority is only available to Rhode Island resident or current students of eligible Rhode Island colleges and universities. If you fit this criteria, a RISLA Student Loan may be a good option for those interested in a fixed rate loan. RISLA offers options and flexibility in terms of repayment as well as parent loans to help parents fund their children's education.

Loan Terms: 10 or 15 year private student loans only

Limited Eligibility: Current Rhode Island residents or students at eligible schools within the state of Rhode Island

Loans for Parents: Low cost alternative for parents looking to cover the cost of their child's education

Eligibility

Rates valid as of April 1, 2017

Fixed Term - Deferred Repayment

3.99%

Term (Years)

5.54% - 5.68%

Fixed Term - Immediate Repayment

10

Term (Years)

15

Rate (APR)

*APRs include autopay and loyalty discounts where available

Rate (APR)

Products

  • Deferred repayment and immediate repayment options are available
  • Loan forgiveness program for eligible interns
  • 0.25% interest savings when you set up auto-debt for repayment
  • Co-signer release with timely payments for first 24 months

Key Benefits

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

If you're looking to pay for school with a private student loan, compare your options with these lenders.

First time applying for student loans? Learn about the application process.

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Learn More About Student Loans

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