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Student Loan Cost Calculator

See how much a student loan will cost you over the lifetime of the loan.

Student Loan Refinancing Calculator

See how much you could save when you refinance student loans with Credible.

Student Loan Repayment Calculator

See how long it will take to pay off the total cost of your student loans.

Personal Loan Calculator

See how much you’ll pay for a personal loan, so you’re prepared before applying.

Mortgage Payment Calculator

See how much a mortgage would cost — both monthly and over the life of your loan.

Compare all of your refinance options in one place

Credible helps borrowers save an average of $250 per month when they refinance.

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How to Refinance

1. compare options

Provide some basic info – name, school, debt, income – and receive rates from lenders (in 2 minutes).

2. Choose a lender

Choose a lender to move forward with and pick a fixed or variable rate loan (in 2 minutes).

3. Apply & Wait

Submit your application. Your selected lender will look take some time before approving your new loan (in 1-3 weeks).


Get started with refinancing.

Do you know how much your loan will cost?

Chances are you’ll be paying more than you expect. Use our calculator to estimate the cost over your loan term.

Calculate Cost

Lower your student loan payments

When you refi with Credible, you’ll see how fast, easy and refreshingly un-stressful it is.

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